Essentially, Apple reserves the right to not accept any balance transfers to and from its Apple Card and only has to accept a payment method that it has outlined, such as submitting online payments, paying through the Wallet app or by talking to an Apple specialist.
Here is what our research found. In its list of fees, features and rates, the Apple Card doesn’t list a balance transfer interest rate or a balance transfer fee. That’s because you can’t transfer credit card balances from any other card to your Apple Card. Alternative ways to pay off your Apple Card debt . Even if you can’t transfer the balance from your Apple Card to another credit card, there are other ways to pay off this debt.
One answer is, while you may not be able to sign up for a balance transfer card and have the balance transferred from your Apple Card the traditional way, balance transfer checks offer a workaround. When you are approved for a balance transfer credit card that offers balance transfer checks, you always have the option to fill out a check to yourself.
Does the Apple Card have a balance transfer APR or fee?
But when you dive into the Apple Card’s terms and conditions from Goldman Sachs, you’ll notice one interesting omission: The Apple Card doesn’t have a balance transfer APR or a balance transfer fee (and for good reason, since this card doesn’t allow balance transfers at all).
You might be asking “How much is the Apple Card annual fee?”
The Apple Card has a $0 annual fee, a 0% foreign transaction fee, and zero other fees to worry about. Part of the reason for that is the Apple Card simply does not allow you to make certain transactions that would ordinarily come with a fee, such as balance transfers and cash advances.
Does Apple control how you pay off your Apple credit card?
Fortunately, Apple does not have ultimate control over how you pay off your balance with their credit card, and there are some workarounds to be aware of. If you have debt on an Apple Card that you would prefer to consolidate, here are some options to consider.
The next thing we wondered was, should you consolidate debt on Your Apple Card?
If you have debt on an Apple Card that you would prefer to consolidate, here are some options to consider. While you may not be able to sign up for a balance transfer card and have the balance transferred from your Apple Card the traditional way, balance transfer checks offer a workaround.