No, unfortunately, the Apple Cards credit card issued by Goldman Sachs does not support balance transfers. Thus, we would recommend you consider the best balance transfer credit card offers from our partners. Many of them offer a 0% intro APR on balance transfers for up to 18 months and no annual fee.
In its list of fees, features and rates, the Apple Card doesn’t list a balance transfer interest rate or a balance transfer fee. That’s because you can’t transfer credit card balances from any other card to your Apple Card. Alternative ways to pay off your Apple Card debt.
Does the Apple Card have a balance transfer APR or fee?
But when you dive into the Apple Card’s terms and conditions from Goldman Sachs, you’ll notice one interesting omission: The Apple Card doesn’t have a balance transfer APR or a balance transfer fee (and for good reason, since this card doesn’t allow balance transfers at all).
While I was writing we ran into the question “Can I transfer money to and from my Apple Card?”.
Essentially, Apple reserves the right to not accept any balance transfers to and from its Apple Card and only has to accept a payment method that it has outlined, such as submitting online payments, paying through the Wallet app or by talking to an Apple specialist.
Should you consolidate debt on Your Apple Card?
If you have debt on an Apple Card that you would prefer to consolidate, here are some options to consider. While you may not be able to sign up for a balance transfer card and have the balance transferred from your Apple Card the traditional way, balance transfer checks offer a workaround.
Does Apple control how you pay off your Apple credit card?
Fortunately, Apple does not have ultimate control over how you pay off your balance with their credit card, and there are some workarounds to be aware of. If you have debt on an Apple Card that you would prefer to consolidate, here are some options to consider.