Key Takeaways
In March 2019, Apple unveiled a new credit card, the Apple Card. The Apple Card is available across all of the cardholder’s Apple devices, and it pays its highest rewards for purchases of Apple products and services. The bank behind the Apple Card is Marcus by Goldman Sachs.
Another popular query is “When was the Apple Card released in the US?”.
It was released in the United States on August 20, 2019. Additional cardholders and joint accounts were not supported at its launch. Apple Card was announced at an Apple Special Event on March 25, 2019.
If Apple Card does launch in the UK, don’t expect the same level of daily cash that is being offered in the US. The transaction fees that card companies can charge are very low in Europe. I suspect Apple will only be able to offer daily cash on their own products and retailers that they partner with, rather than on all transactions.
Currently, it is available only in the United States. On August 6, 2019, invitations to an early preview started being sent to randomly selected users who had previously signed up for email notifications ahead of Apple Card’s official launch. It was released in the United States on August 20, 2019.
What is the Apple Card?
Introducing Apple Card, a new kind of credit card created by Apple. Created by Apple and designed for i. Phone, Apple Card brings together Apple’s hardware, software and services to transform the entire credit card experience.
Why choose Apple Card?
Apple Card and issuer Goldman Sachs ranked No. 1 in customer satisfaction among the Midsize Credit Card Issuers segment by J. * Learn more The simplicity of Apple. In a credit card. With Apple Card, we completely reinvented the credit card. Your information lives on your i. Phone, beautifully laid out and easy to understand.
Why can’t I get approved for the Apple Card?
You have a high number of recent applications for credit. Goldman Sachs uses Trans. Union and other credit bureaus to evaluate your Apple Card application. If your credit score is low (for example, if your FICO9 score is lower than 600), 4 Goldman Sachs might not be able to approve your Apple Card application.
Do you need a credit card to get an Apple Card?
Credit Check A credit check is required when signing up for the Apple Card. Approvals are done by Goldman Sachs, and Goldman Sachs uses Trans. Union for credit checks. If you have a credit freeze applied, you will need to unfreeze your Trans, and union credit.
Does apple card check credit?
A credit check is required when signing up for the Apple Card. Approvals are done by Goldman Sachs, and Goldman Sachs uses Trans. Union for credit checks. If you have a credit freeze applied, you will need to unfreeze your Trans, and union credit.
One more question we ran across in our research was “Does the Apple Card affect your credit report?”.
Apple Card is poised to become the Apple Music of credit cards for anyone that has an i. Phone – the service people sign up for by default since it’s built into the software. While Apple Card does bring solid rewards and impressive money management tools, it will also affect your credit report when you apply for it.